Most unsecured working capital options can be funded quickly and are based on a simple analysis of recent bank statements and background information about the business and their credit history.  These obligations are technically not loans and are structured as the sale of future receivables.  They are often referred to as Merchant Cash Advances (MCAs) in the marketplace.

 

MCAs are aggressively marketed and tend to be a high-cost source of capital, but if the need for funding is urgent and the benefits of receiving the funds out-weigh the costs, they should be considered.

 

Given the numerous sources for this funding with some much better than others, it is important to have a qualified broker like Allen Capital Funding advising and assisting you if you investigate this option.